CHO Life Coaching Terms of Service

Effective Date: 3/22/25

Welcome to CHO Life Coaching ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our services, including our website, booking services, and life coaching sessions (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Services.

1. Acceptance of Terms

By accessing and using our Services, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our Services.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the Services after any changes constitutes your acceptance of the new Terms.

3. Services

3.1 Life Coaching Sessions

We offer various life coaching services. Specific details about our services are available on our website.

3.2 Booking

You may book coaching sessions through our website. All bookings are subject to availability and acceptance by us.

3.3 Free Session

We may offer a one-time free session to new clients. This offer is limited to one use per client.

3.4 Service Limitations

We reserve the right to refuse service to any individual at our discretion. Life coaching is not a substitute for professional medical, psychological, or legal advice.

4. Payment and Fees

4.1 Fees

Fees for our services are outlined on our website and may be subject to change. All fees are due at the time of booking unless otherwise stated.

4.2 Refunds

Payments for services are non-refundable, except as required by law. If you need to reschedule a session, please contact us at least 24 hours in advance.

4.3 Payment Methods

We accept payment through various methods, including credit/debit cards, PayPal, and other payment processors as specified on our website. You agree to provide accurate and complete billing information.

4.4 Late Payments

Failure to make timely payments may result in suspension or termination of Services. We reserve the right to charge interest on overdue amounts at the highest rate permitted by law.

4.5 Chargebacks

If you dispute a charge without contacting us first, we reserve the right to terminate your access to our Services and pursue collection efforts.

5. Cancellations and Rescheduling

5.1 Client Cancellations

Clients must provide at least 24 hours' notice to cancel or reschedule a session. Failure to do so may result in forfeiture of the session fee.

5.2 Provider Cancellations

We reserve the right to cancel or reschedule sessions if necessary. In such cases, we will provide as much notice as possible and offer alternative arrangements.

5.3 No-Show Policy

If you fail to attend a scheduled session without prior notice, you will forfeit the session fee.

6. Client Conduct

6.1 Responsibility

Clients are responsible for their own actions and decisions. Our coaching services are intended to provide guidance and support but are not a substitute for professional advice.

6.2 Confidentiality

We respect your privacy and will maintain the confidentiality of your information. However, we may be required to disclose information by law.

6.3 Prohibited Conduct

Clients may not engage in any of the following behaviors:

  • Harassment, abuse, or threats toward our staff or other clients

  • Providing false or misleading information

  • Recording sessions without prior written consent

  • Using our Services for illegal or unauthorized purposes

7. Limitation of Liability

To the maximum extent permitted by law, CHO Life Coaching shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

8. Indemnification

You agree to indemnify and hold harmless CHO Life Coaching and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees.

9. Dispute Resolution

9.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

9.2 Arbitration

Any disputes arising under or in connection with these Terms shall be resolved through binding arbitration in [Your County], Florida, under the rules of the American Arbitration Association.

9.3 Waiver of Class Actions

You agree that any disputes with CHO Life Coaching will be resolved on an individual basis and not as part of a class action.

10. Data Protection and Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet is completely secure.

10.1 Data Collection

We collect personal information as described in our Privacy Policy. By using our Services, you consent to such collection and use.

10.2 Third-Party Services

We may use third-party services to process payments or store data. We are not responsible for their practices.

11. Termination

We reserve the right to suspend or terminate your access to our Services at our sole discretion, with or without cause.

11.1 Effects of Termination

If your access to our Services is terminated, any outstanding obligations, including payments owed, will remain in effect.

12. Intellectual Property

All content, branding, and materials associated with CHO Life Coaching are our intellectual property. You may not reproduce, distribute, or use our content without permission.

13. Force Majeure

We are not liable for delays or failure to perform due to causes beyond our reasonable control, including natural disasters, strikes, or technological failures.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

15. Contact Information

If you have any questions about these Terms, please contact us at:

CHO Life Coaching
contact@cholifecoaching.com
618-409-3047

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.